Monday, December 26, 2016

Mps, and now it’s not going to monte – Radio Column

Therefore, the State has decided to "save" the Monte dei Paschi di Siena, not only by subscribing to its share – 4% – of the capital increase from 5 billion that will be made to rebalance the asset parameters, but also by subscribing to all the inoptato and repaying, in a way that will be better defined in the coming weeks, the unwary investors – it is estimated to be about 40 thousand – that at various times subscribed to the bonds to the subordinate issued by the bank.

Probably at the end of the bill to the public purse – and, in particular, for the public debt, because the amount will end up on the accounts of the State in the entry of the debt, and not of the current account deficit – will be about 5 billion, including subscription and redemption.

However, beware: the call to the scandals and inappropriate. To finance their banks in crisis is that they have done with many of their main institutions, the governments of half of Europe, and that’s what has made Obama with the Chrysler, and the same Gm: nationalize, temporarily, and then resell it, and possibly reap a profit.

Then nothing is lost, provided that hereafter the Treasury will prove to be for the Monte dei Paschi, a shareholder of a true, demanding, and strategically oriented. The restructuring must be done and must be severe, the future privatisation must yield.

He said the economic adviser to Merkel, Christoph Schmidt, in an interview to the Westdeutsche Allgemaine Zeitung: "The saving of the Mps should be done according to the agreed rules, that is, the creditors of the bank must contribute to the rescue, not the taxpayer. If Italy does not comply with the rules in the first big test, the banking union is not credible." But this lord, which is the declaration was given the wrong great relief, one should remember that Germany spent $ 198 billion of public money – to want to calculate the total amount in a way that is less extensive as possible – to save its banks, and that in this days the most common German bank, Deutsche Bank, weighed down by over 60 billion euro of investments in the toxic assets are illiquid, had to to to to pay 7 billion fine to the United States to close the cause to his charge for the use of belial have done in the past few years, subprime mortgages. Germany can not give lessons of good governance in ba nk-to-none in the world.

If the list of culprits of the disruption of the Montepaschi is long and involves many names of the left-wing government of the Nineties and two thousand and two, is a very short list of the leaders of the future outcome of this ugly history: of the management, which, of course, also in the person of the bravo chief executive officer Marco Morelli – comes out with broken bones from trying hazardous find international investors interested to intervene in the au bank so battered; and the shareholder-the State, which must not be beholden to the diktats of the international, mindful of the credits that at least in banking matters the country has to all the other european partners. The government Renzi, who finds herself in this current Economy minister Pier Carlo Padoan, has made the mistake to entrust the rescue to two advisor inappropriate: because both are directly involved in the disastrous acquisition of Antonveneta and why is both not very credible to claim surreal to collect investments, not take part in it. But now the head of the government is changed, and Padoan has good game to download on Renzi the political responsibility of the sceltqa, that actually he’s not shared, although avallandola for misunderstood discipline of the team. Today, you will know that Padoan has obtained a quote and informal approval from the european Commission on the decree with which the State has allocated $ 20 billion of ammunition that the financial consider sufficient to "fix" the banks sick in Italy, and then the Mount but also the two popular venetian on the edge of the fallimeno, and perhaps the three good-bank, born from the ashes of Etruria, Carife and the Bank makes in the process of being sold. It is essential that the government, even in its condition politically fragile and transient, pull out all the courage that may have to be met with a resounding ” no ” to requests that are excessive. In the end he has much to lose: you can dare.

The true and only political error to Italian in the fields of banking, was committed by Monti not to ask for our Country – because in that moment, she would have obtained without problems – the right to subsidize the weakest banks after the crisis of 2008-2009. But that guilt, severe tactically, because she left the expiration of the window of opportunity is politically open in Brussels, can not affect the future of a credit system that in some ways is still more healthy than that of many other european Countries.

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