In the last two years the banks have disbursed to households and businesses nearly $ 100 billion euro less. With less money available, and unemployment rising, the risk of wear is assuming ever more ‘troubling the South: especially in Campania, Calabria and Abruzzo. Sounding the alarm and ‘the secretary of the CGIA, Giuseppe Bortolussi. “Following the sharp contraction in lending practiced by banks to households and businesses, there is’ the danger that the wear, especially in the South, assumes alarming proportions.” He says. Between the end of 2011 and the same period of 2013, tells the Research Office of the CGIA, the decline in bank lending to households and businesses and ‘was almost 100 billion euro: namely 97.2 billion. If the former have undergone a contraction of 9.6 billion (- 1.9%), the latter recorded a drop equal to some 87.6 billion euro (-8.8%).
“In addition to the effects of the economic crisis and the decline in demand for credit – goes Bortolussi – this strong reduction dell’erogato ‘was also due to the strong increase in non-performing loans in June of this year hit a record $ 168 billion . With the only complaints made to the Authority ‘judicial – notes – not’ possible to dimension the usury: reports, unfortunately, are still very few. For this we crossed the results of up to 8 sub-indicators to try to measure with greater fidelity ‘this emergency. This’ which few know are the reasons why many people fall into the arms of loan sharks. In addition to the continuation of the crisis, it is mainly the tax deadlines to push many small business owners in the grip of usurers. For the unemployed or employed, however, are the financial problems that emerge after a short illness, bad injuries or as a result of important family events such as a wedding or a christening. ” Returning to the methodology of calculation of this index, it is clear that in areas where there is’ more ‘unemployment, high interest rates, the greater the suffering, few bank branches and many protests, the situation and’ definitely at risk.
Well, compared to a national average of 100 indicator, the situation more ‘criticism comes in Campania: the index of the risk of usury and’ amount to 164.3 (64.3% more ‘average Italy), in Calabria to 146.6 (46.6% more ‘than the national average), in Abruzzo stops at 144.6 (44.6% more’ average Italian), in Puglia 139.4 (39.4% more ‘than the national average) and in Sicily the level reaches 136.2 (36.2% more’ average Italian). While the reality ‘less “exposed” to this phenomenon and’ the Trentino Alto Adige, with an index of risk wear 51.8 (48.2 percentage points less than the national average). The situation of the other two regions of the Northeast and ‘quite reassuring: Friuli Venezia Giulia, with 72.2 points, and the Veneto, with 73.1 points, are placed respectively at the third-last and second-last place on the list of national risk wear.
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