It shares the mortgage market, an increase in 2014 compared to previous years. Provided by banks over 25 trillion annually.
Assisted loans and growing, as is reveals a search for ‘ Abi, Italian Banking Association . If the last period real estate market has significantly decreased, due to economic crisis , and buy their first home is a dream become increasingly difficult to achieve for many families , it is true that at this stage is particularly convenient to buy a house. Let’s see how to take advantage of this Opportunities . It is true that getting a mortgage bank in Italy is rather difficult as compared to what happens in other countries, the United States in the lead. But the market for household loans for real estate purchases now from us is growing. It is recorded that in 2014 the total disbursements devolved to the opening of new mortgages was 25.283 billion of euro (while in the previous year was only 19.085 billion: the increase, the 32.5%, is remarkable; in 2012 it was instead of about 20.712 billion, on an annu al basis).
banks , it seems, have picked up the message launched by several parties, that wanted more willing to put in gambling capital to encourage and support the economy of the families, too often indebted in alternative ways, more expensive and risky. The data examined were published by ABI, which analyzed a sample of 84 Italian banks, or almost all of the domestic banking market. Appear to be on the rise especially mortgages variable rate , which in the past year have represented as much as 77.5% of total loans, compared to 77.1% last year and 70 , 7% growth of 2012. In addition, the special arrangements granted to people in trouble with their mortgages.
Please note that a substantial amount of new mortgages comes from renegotiations of loans already on previously : renegotiations represent, according to ABI Research, about 18% of total disbursements they reference the results regarding new loans granted in 2014. As you can see, not all evils are silver lining: on one hand the crisis is not yet complete and the weak euro brings its inevitable disadvantages that affect the macro and microeconomics internal, some advantage to be seized “on the fly” being offered precisely because of these causes by financial market.
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