Wednesday, February 10, 2016

Banks, in maxidecreto there are no refunds – The Republic

ROME – From the maxi-Decree Law on Banks comes off an important piece. The rules on the criteria for reimbursement to the four local banks that failed in November are written off, postponed and assigned to a different measure, a decree of the Ministry of Economy. A regulation therefore, to be then validated by the State Council. The intent is to speed up the journey. And ‘the decision on one of the most anticipated themes, taken by the Council of Ministers in a meeting lasting three hours and ended close to midnight. The Renzi explains: “For refunds to people who will be recognized as swindled by arbitration there is no need of a decree, it is to wait for the Prime Ministerial Decree and the Ministerial Decree which are substantially ready and will be presented in the coming days”. “We had the idea of ​​being able to modify the stability law by decree law, but there seemed to be a convoluted assumptions – he adds – There was no slip or referral but the choice not to change laws that are already active.”

“from tomorrow – said Renzi – the banking system will be more solid after the choices tonight.” First of all with the reform of cooperative banks, waiting for more than a year, that follows ( “with a few differences,” explained the Prime Minister) of the self-reform scheme proposed by the same co-operative banks: a parent holding company, with at least one billion in assets “which will be a big umbrella rescue and cohesion for all Bcc who decide to stay in. The model remains the CBs but must stay inside a system that will have more strength and solidity,” says Renzi. “We hope – he continued – that the reform is implemented in the most intelligent and innovative way possible by the individual cooperative banks. I hope they can quickly merge, join, join, while respecting their autonomy: Italy needs a little more banks big. “

the banks will be” free not to join “the holding company and remain cooperative or as long spa though to have a minimum equity of 200 million euro and from paying 20% ​​to maintain reserves (now formally public). The Minister for Economics Pier Carlo Padoan noted that at the moment there are about a dozen banks that fit this identikit but it is said that all choose not to join the new holding company. And then “there are 18 months from the approval of the measure of msiura to choose, even a sufficient time to increase that threshold.” In other words, the minister explained, the banks that are now below the level of 200 million reserves can think of to increase it in the space of a year and a half, and then break away from the group.

Then there the reference to the agreement with Brussels on the state guarantee for securitized bank loans (the Gacs). A scheme, the latter, yesterday officially validated by the European Commission does not consider it State aituo because the guarantee will be “remunerated in line with market conditions”. And now implemented by decree banks.

The President of the Council concluded assuring that “the Italian system is sound, it is not the most worrying in the world.” It comments: “I am much more concerned about banks in other countries, even the most solid of Italy because a banking crisis, for example, Germany has some effect here too.”

The Council of Ministers also launched a reform of bankruptcy laws enabling act. The aim is to speed up the recovery of debts by banks. In particular, it will be suspended for the entire 2016, the registration tax on auctions.

Topics:
maxidecreto banks
failed banks
reform bcc
government
banks
Starring:
Matteo Renzi
pier carlo Padoan
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