Thursday, June 30, 2016

Banks, EU-ahead to the shield: State guarantee to be 150 billion – The Messenger

The European Commission gave the green light Sunday to an audience backboard to Italian banks, to be activated by the government as necessary to cope with any market turbulence. And ‘what emerges from a note of the Committee. It is, according to the Wall Street Journal, a State guarantee of 150 billion liquidity for banks to create a support program estimate, to be activated only in 2016, and for solvent institutions, which departs from the “rules on State aid ‘in situations “exceptional”.

the scheme proposed by Italy and authorized by the Commission until 31 December 2016 provides that the State will provide its guarantee on the debt of solvent banks (senior bonds newly issued). A scheme that puts the government in a position to intervene in case of adverse scenarios. You explain what sources of Economy ministeo, highlighting that any guarantee would head to the Treasury.

The scheme is compatible with the Commission communication on state aid in the banking sector of 10 July 2013. as mentioned a few days ago, before the financial market turmoil, the Government has seen fit to assume all scenarios, even the most improbable, to be ready to step in to protect savers. As stated by the Prime Minister last Friday 24, the Government equips for reasons of caution all necessary measures to deal with any scenario, even though at the time did not deem the conditions for such scenarios can be realized.

“The EU Commission has authorized, under the rules on State aid, the introduction of a guarantee scheme for Italian banks until 31 December 2016. the scheme covers the liquidity support measures in favor of solvent banks as a precautionary measure ” Brussels wrote in a note. “Italy has requested the Commission to authorize the liquidity support, which can be supplied to solvent banks in case of need,” the statement said. Italy “has notified this measure for precautionary reasons,” but “there are no expectations which arises the need to use this pattern.”

“During the application of extraordinary rules for state aid to banks, the Commission shall authorize the guarantee schemes for a period of six months to monitor developments and adjust conditions according to them,” he explains the note. “As demonstrated by this decision and other precedents, there is a number of solutions that can be put in open field than the European rules to address the turmoil,” concludes the Commission.

After days of uncertainty, therefore, brussels – in a rather roundabout way – broke the news that he immediately had a positive impact on the stock market: Italy has asked to authorize public guarantees for liquidity support to solvent banks and Brussels gave it. This is the immediate safety net to stop the increase in tension in the markets centered on Italian banks.

Significantly, both Rome and Brussels converge on a message to be reassuring: it remains to be seen whether it will be necessary to use the guarantee scheme for banks that do not have capital problems. If anything, the Commission says openly that “not expected” to be used. However things is the life preserver. Logically this implies that the problem banks is not closed, so far nothing indicates that the discussion with Brussels is over.

On the Italian side, in fact, it has not been denied if the government aims or not to obtain recognition of a “severe financial disruption” and the need to “preserve financial stability” in order to be able to decide extraordinary public support without opening a resolution procedures.

 

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