TPL: falling prices, but remain the most ‘highest in Europe – AGI – Agenzia Journalistic Italy

Economy

14:05 June 23, 2015

(AGI) – Rome, June 23 – The prices of the policies Rc cars are declining but the rates remain the Italian most ‘expensive in Europe. And ‘what emerges from the annual report Ivass 2014. After the crisis instead in insurance: flying the premiums paid but especially in life insurance. In Italy, the average price of policies Rc car last year and ‘fell by almost 8% compared to 2013. In our country there were “considerable progress” but “for many years Italy and’ the country by tariffs more ‘high by international standards, they play many factors, among them the abnormal presence of fraud perpetrated by a minority of companies, conspicuous and aggressive, to be sure, “she points out the president, Salvatore Rossi. “The market data are now showing significant progress, after the first positive signs already ‘emerged in 2013. Shortly miss a real turning point,” notes the institute. “Prices drop ’cause accidents and decrease cost of compensation”. The relationship between claims and vehicles circulating and ‘dropped to 6% for the effect of the prolonged recession (it was 7.4 in 2011). The average cost of compensation and ‘decreased by 1.5%, then one reads in the report, while the phenomenon of micro lesions and’ reduced by 17%. The Ivass also recorded increased competition that has allowed to exert downward pressure on prices: an insured person out of six has changed the company last year, getting a price cut on average by 22%, while those who are ‘stuck to his company has benefited from a reduction in price by only 5%. Instead overcome the crisis for the insurance sector: the premium income of the insurance system and ‘grew by 20% compared to 2013 to almost 150 billion Euros, higher than the European average. The rise and ‘everything in the life sector, the report says, for the current year already’ data for the first months of 2015 show a doubling of the unit-linked policies, where policies for Rc cars continue on a downward trend. Italians ensure against damage not just automakers, it announced the Ivass still, in 2014 premiums were paid only 1% of GDP, and ‘a serious concern the withdrawal of insurers from the national segment of liability’ civilian health . Investment companies, concludes the Ivass, they grew 12% compared to 2013 reaching 630 billion. The Roe overall for the Italian insurance industry in 2014 and ‘climbed to 9.3% from 8.2% in 2013, in line with the European average. “The crisis of 2010-2011 – concludes Rossi – he had imposed on Italian companies accumulated losses of around EUR 4.4 billion. In the three years have returned profits of the order of 5-6 billion a year.
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