Since 2012, INPS periodically records a net loss of more than 11 billion a year that is expected to be confirmed in 2016. His equity , that five years ago it measured more than 40 billion euro, it is now directed towards the complete erosion and with it the 21 billion euro collected via a extraordinary intervention to cover the losses dating back to two years ago. The figure emerges from an analysis of the Enterprise Labor Studies Center . At year end, the Institute’s accounts might still be worse, primarily because for the years 2015 and 2016 the deficit is still a forecast, and in the past, actual showed the much greater losses than initially budgeted. Although the data for once resulted in line with expectations, the equity photographed at December 31, 2016 should not be over the 1.8 billion , with the substantial imminent need for a additional shelf from the state.
One of the most sensitive aspects, detects Enterprise Jobs, it is the estimate of how many credit will actually be received and how many instead INPS It will inevitably have to throw in the towel. To date writedowns planned or carried out are essentially based on two well-defined parameters: the first is the year reference credit (the further away in time and the smaller the chance to recover); the second is the specific management to which it refers (for some managements recovery is more difficult than in the other). Company Labor has found that in the last few budgets these criteria were revised downwards . Those dating back to 2009, regardless of the management which they relate (42800000000 seconds to the latest available data), are written down to 99%, thus recognizing the substantial non-recoverable items except sporadic episodes altogether. For the next three years the devaluation is 55% for management employees and agricultural, while it is 30% for craftsmen and traders and is limited to 10% for separate management. Loans for the last three years has proposed an average of 10% devaluation.
The severity of the estimates is increasing both for the parameters used (much more pessimistic than the last final), both by the fact materially debt recovery does not seem so far managed to sustain them: from year to year the volume of uncollected contributions grows and grows well at the same time the share that the INPS must set aside to the fund devaluation. Company Jobs in fact notes that the managements that show the lowest odds of recovery are the most relevant: 56.7 billion of uncollected receivables (54.3% of the total) relate to the management of workers employees (including temporary benefits) while in the minority are those of traders (20.7%) and craftsmen (15.3%). Only 2.3% of the loss of revenue (and aging of receivables rather low) weighs the separate preparation of quasi-employees and independent contractors.
In particular, there is a cost that the INPS has so far always regularly underestimated in its budgets: that resulting from the write-down of receivables, ie that part of the contributions that the institution expects initially to collect but which in fact is lost. The phenomenon – says the study – is due to several causes: a part of the Dodgers, going by the case of debtors failed or liquidated or died without heirs who have accepted the inheritance to that of credits lapsed or for which it is ascertained the inexistence. To give an idea of the size of the problem, the mass of uncollected contributions is expected to exceed year-end for the first time the share of 100 000 000 000 , growing up in the meantime to the beat average of 740 million euro per month (a long-standing trend). Their exact amount would therefore exceed 104 billion, of which more than half (56.3) underwent devaluation.
In terms of social security data, in Italy there are over 474,000 pensions settled before 1980, then in force by 36 years . The figure emerges from the INPS tables on years of pension effect on retirement checks (including old age), and the remnant of the private sector, thus excluding both the social security disability payments, and those for disabled civilians is social pensions and of course the former civil servants treatments. For old-age pensions, the average age at the inception date was 54.9 years while for the survivors, the average age was 41.3 years . These figures do not include baby pensioners of the civil service who managed to get out before 1992 work at least 14 years, six months and one day of contributions if married women with children. The INPS is at the time not even disseminate statistics on years of pension effect of public .
Looking only to the private sector are old-age pension for over 30 years (pensions with effect prior to 1986) more than 800,000 while others 527,000 checks are survivors. One of the treatments could refer to the same person (in the case has already been before thirty years ago have been entitled to a retirement pension, and being also assured of surviving). The average age of the effect was much lower than the current because we retired to retirement at age 55 for females and 60 for males. If you look only to pensions prior to 1980 (then in effect for at least 36 years) provided for reasons other than old-age and survivors from being, the social security disability are 439,718 (44.5 age at effect) social pensions 24,308 (33 years the average age at the inception date) and 96,973 pensions to disabled civilians (23.21 years age at the inception date). In 2015, pensions paid by seniority were 238,400 with an average age of 62.55 years to effect while the survivors were 173,378 with an average age of 73.89 years to effect.
->
No comments:
Post a Comment