Output flexibility: loan to be repaid in 20 years, installment “of up to 15% of the pension” – Rai News

You begin with classes ’51 -’55, the advance of the age of retirement will be possible up to three years before the vesting requirements. There will lower costs for those who have lost their jobs and higher costs for those who voluntarily decides to leave his job. The rate could reach 15% of the pension for the twenty years in which it repays the loan

Il Undersecretary to the Prime Minister, Tommaso Nannicini

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14 June 2016 positive Climate meeting at the Ministry of Labour between the government and the CGIL, CISL, UIL on flexibility in output. “The assessment is that of a positive day and important work, is a phase in which we are entering into the merits, we arrived as it was obvious at the end, but the meeting has led us to set a timetable with further meetings,” he said Minister of Labour Giuliano Poletti after the meeting.

The Secretary to the Prime Minister, Tommaso Nannicini, speaking of flexibility in output said that “the operation is structural, the tax deduction that the government will ensure that deserving of intervention subjects will have an experimental phase to assess the flows. it begins with classes ’51 -’55 “.

The pension advance (Bee) the government study will cover next year , and those born in the years ’51 -’53 to engage in the following years (2018 and 2019) born workers until 1955. Nannicini explained that the advance of the age of retirement will be possible up to three years before the vesting requirements. Who then is less than three years from the vesting requirements will apply to INPS the advance and the institute will interface with financial institutions that will anticipate the capital.

The loan will be “no collateral” and in the event of premature death not retaliate against you upon your heirs. The loan will be paid in one installment on board but there will be a tax deduction so as to reduce the costs of this mechanism. “The instrument – explained Nannicini – is very flexible. The tax deduction can be modified for different categories.” In practice there will be lower costs for those who have lost their jobs and higher costs for those who voluntarily decides to leave the employment before the age of retirement. For those wishing to voluntarily anticipating the release from work for 3 years compared to the age of retirement, could rise to 15% of the pension installment for the twenty years in which it repays the loan, but “of course the penalty on the board will be very lower for those who have lost their jobs. “

the unions are cautious but they recognize the government to be entered into the debate. For the secretary of the CGIL, Susanna Camusso, “to make a judgment we need a vision framework, we ask the change of the Law Fornero but there is some good news.”

Satisfied with the leader of the CISL, Annamaria Furlan, because, he said, “the climate has changed, there is a real confrontation with the government.”

For Carmelo Barbagallo, secretary Uil general, it is still early for an overall judgment is positive but that will be the INPS “to provide those benefits.”