Home loans. Abi: loans granted increased by 50% in the first quarter – Free News

Rome, 5 May 2015 – Applications for mortgages to buy a house increased. This was revealed by the ABI, the Italian Banking Association, according to which in the first quarter of 2015 the disbursement of new loans grew by 50%.

“Since ABI sample, consisting of 78 banks, which represents about 80% of the entire Italian banking market, shows that in the January-March quarter 2015, the amount of disbursements of new mortgages amounted to 7.897 billion euro, compared to 5.250000000000 the same period of 2014. The increase on an annual basis is, therefore, of 50.4%. “Do you know the Abi with a note.

“The amount of new loans in 2015 is well above both the figure for the first three months of 2013, when they amounted to about 4.337 billion euro, is the value of the first three months of 2012 (EUR 5.177 billion of ).
The adjustable rate mortgages are, in the first three months of 2015, 66.7% of total new loans; however, are the significant increase in fixed rate mortgages which reached to March 2015 almost 35% of new loans were almost 18% twelve months earlier. “the statement concludes.

” Well for Codacons the resumption of mortgages granted by banks in the first quarter of 2015, but the relative number of loans granted to households for house purchase are still very far from pre-crisis levels. “This was written by Codacons consumer association in a statement which reads “The amount of disbursements of new mortgages in the quarter from January to March amounted to 7.897 billion euro of – explains the association – a trend far from pre-crisis levels of 2007, when they were granted loans 62.7 billion euro. The figure shows that the provision of loans up by 50% is a positive sign but not exceptional, considering that in the last 7 years the value of loans granted has suffered a contraction of 45.1 billion euro. “

The National Union consumers then shows how this data, at least for the time being, in conflict with those of the Bank of Italy, according to which bank lending to the private sector recorded in February, a decrease on an annual basis 2% and 1.8% in January. In particular, loans to households fell in February by 0.4% year on year (-0.5 in the previous month).