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This article was published April 17, 2015 at 09:58.
The last change is the April 17, 2015 at 10:45 am.
The alignment of payments of all pension benefits on the 1st of each month could take a June. The operation covers about two million pensioners who currently receive the check INPS the 10th of the month due to a rule introduced by the law of stability and should be corrected by a decree. The hypothesis of change of dates in June was announced yesterday by the president of INPS, Tito Boeri, during a briefing with reporters to explain the content and mode of operation of the plan “My pension”, with which within year will allow nearly 18 million workers to have information about them social security and retirement future through simulations based on the path contributory individual and years of work. In the evening the Minister Giuliano Poletti made it clear that “it is a proposal that has been made but there is still no act.” And then he added, “is an issue that needs a regulatory intervention, we will also see vehicles regulations that allow us to do so, that is not always possible to do so through an administrative act, we are considering this too.”
The president of INPS, during the meeting-press, he explained, “we are working at a forced with the banks and the post office to forward the payment of pensions to the 1st of the month.” Boeri has also ensured that the shift of dates for the Institute will produce an increase in terms of interests that will be completely offset by lower costs for transfers on a monthly cash flow of about $ 4 billion. “It is a neutral operation for the banks and for the state – he said – and that goes to the benefit of pensioners.” Among those cashing retirement the 10 of the month there are beneficiaries of two treatments such as, for example, an addition to the minimum INPS and reversibility former Inpdap. Boer spoke of at least 150 thousand pensions very low among those interested in the change of dates “for these families and ten days late are a serious problem.”
During the press were then presented different simulations on the calculation of future pensions of workers enrolled in compulsory management or the separate management. It is the plan called “My pension”, as mentioned, which will allow access to individual tax code and pin INPS to your retirement account and which will start on May 1 for all workers under 40. The opening to personal retirement accounts then proceed in June for all workers up to 50 years and in July for those up to 60, according to the time schedule indicated yesterday and yet still be formalized.
To make the simulations must have at least 5 years of contributions: the worker can verify his retirement or anticipated future, the retirement date and the gross replacement rate (the ratio of pension and last salary) expressed in monetary values constant. The latter value is obviously linked to the adjustment mechanism now three years and two years in the future of the transformation coefficients to life expectancy. Compared to the standard simulation, which provides for an increase in the labor income of 1.5% per year, it will introduce personally selected variables (for example, a flat trend for a few years of salary or holes of contribution) to see the effects on the check final. While the appreciation of the total contribution is linked to the official forecasts, with an increase of 1.5% on the basis of five-year averages of GDP progressions.
In 2016 the so-called “social security drawer” will also be open to domestic workers and agricultural and later this year also to civil servants (a regime will be accessible to more than 23 million locations). The Institute will not send letters at the beginning but only mail to subscribers to the management holding pin, while after the summer will start a campaign to urge more traditional people to ask their personal pin. Workers who are not familiar with computers and pin codes can still see the simulation on their future pension payments and check contributory cumulative addressing one of 154 regional offices of INPS. Tito Boeri has insisted on the value of information and education of an operation that was launched two decades ago, with the reform that introduced in our country the contribution system for calculating pensions “responsible neither for workers – he said – explaining that the contributions paid are a different thing than the tax levy, but taxes are not “forced savings” for the deferred consumption. ”
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