Monday, November 21, 2016

Draghi: inflation on the rise, the banks stronger – The Sun 24 Hours

inflation will rise, but only if the current policy ultraespansiva will continue. To the european Parliament, on the occasion of the hearing on the budget of the Ecb, president Mario Draghi launches new a signal that allows a glimpse of an extension of quantitative easing, at the time intended to terminate – or at least to begin his final phase – in march.

“The return of inflation towards our objective still requires the continuation of the current level of unprecedented monetary stimulus. a Lot of waiting for growth (of inflation, ndr) is driven by the statistical effect linked to the stabilisation of oil prices,” explained Draghi. The cost of energy, compared to a year ago, is almost stable and only this factor will bring up the index. It is not inflation, but there’s not that generalized, but controlled, increase in prices at a rate “below but close to 2%” that the Ecb considers to be his objective.



To the “Qe plus”: a new era of fiscal stimuli

Dragons, in spite of many criticisms, considers that the quantitative easing is giving results: the rates of interest for loans alleaziende, he explained, have fallen by a percentage point between June 2014 and September 2016; those for small and medium-sized enterprises, from may 2014, decreased by 1.7 percentage points. You are thus encouraged, he added, ” consumption and investment: households have paid less interest expense, the companies have benefited from financing costs lower .

"The european financial system is now stronger in terms of capital, leverage, funding and risk-taking"

Mario Draghi, the president of the european central Bank

monetary policy is not enough, though. you Need to make more solid financial structure of the Euro zone. Something has been done, according to Draghi: “The european financial system is now stronger in terms of capital, leverage, funding and risk-taking”. Improved the solvency of banks and if the sufferings remain high in some countries, today this problem is not more related to the solidity of the financial statements. The ratio of coverage are close to 50%, and much of the remaining part is assisted by the collateral.

there Remains the problem of the profitability of the banks. A theme – recognizes Dragons – which, together with that of Stock prices in the sector, should not be at the centre of concern of the state authorities, but “from the moment that they increase the cost of funding of banks, might eventually reduce credit to the real economy and holding back recovery”.



Dragons prepares the extension of Qe beyond march. “We can’t let our guard down”

Some of the causes of this phenomenon are related to the low inflation and low growth. In this sense, he repeated once again the Dragons to counter the criticism especially of German policy ultraespansiva of the Ecb, “the low interest rates of today are necessary for a return to higher interest rates in the future.” However, there are structural causes which, according to him, need to be addressed by the policy. For example, in the countries where the suffering is high as in Italy, you need a faster system for resolution of the loans "bad".

The european parliament, for its part, he added, the Dragons – has a number of legislative files which are that could help. Some are linked to the banking Union and the proposed european Scheme of insurance of deposits; the other to the Union of capital markets , which requires above all the new rules on securitisation, the securitisation. Also important are the new rules on the financing.

The conclusion of the Dragons is entrusted to the words of Carlo Azeglio Ciampi, spoken several years ago in front of the european Parliament: “If we act isolated, we will be at the mercy of events greater than us, events that threaten the peace and security of Europe”. According to the president of the Ecb, the challenges to the cohesion of the Eu are in fact increased, and that should answer the “so cohesive and decisive”.

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