Mortgages, Abi: families 15 billion in 8 months – La Stampa

Mortgages, Abi: families 15 billion in 8 months – La Stampa

 

Banks: + 28% of loans granted to households

 

 The numbers Abi on a sample of 84 institutions: 15 billion in 8 months. Boom of the floating rate

 
  27/09/2014
 
 

They return to grow in the first eight months of the year loans granted to households Italian. According to data released by ABI on a sample of 84 banks were granted between January and August 2014 more than € 15.6 billion of loans, an increase of 28.6% over the same period of 2013

‘The data for the first eight months of 2014 – emphasizes the Abi – highlight the recovery of the market for loans to households for the purchase of housing. Abi from the sample, consisting of 84 banks, representing about 80% of the entire Italian banking market, shows that between January and August 2014, the amount of disbursements of new loans amounted to 15.543 billion compared to EUR 12.089 billion the same period in 2013 The increase on an annual basis is, therefore, 28.6%. ”

The amount of new loans in 2014 is also higher than the figure for the first eight months of 2012, when they amounted to about 13.924 billion euro. Are on the rise – says Abi – especially the adjustable rate mortgages that are, in the first eight months of 2014, 79.7% of the total new loans; this value was 77.2% in the same period of 2013 and 69.1% in the first eight months of 2012

According to some observers, however, can not yet speak of a recovery in the sector. Codacons, for example, explains that in 2007 in Italy mortgage loans for house purchases amounted to 62.7 billion euro, while in 2013, disbursements totaled EUR 17.6 billion, marking a fall of 72% in just 6 years.

In addition, it should also be said that in the second quarter of this year has reappeared minus sign in the sale of houses (down 3.6% compared to the same period of 2013), after the positive trend during the period January of March. To weigh, as explained by the Inland Revenue few days ago, the exhaustion of the thrust of the new tax regime with respect to taxes of registration, mortgage and cadastral decided by the Stability Law 2014, which had had a positive effect on the first three months of ‘year.

To revive the real estate sector Confedilizia calls for an immediate reduction of land rents. “A decrease of three percentage points would cost just 7/800 million euro,” said association president Corrado Sforza Fogliani, stressing that have been increased “by 5% by Prodi and so iugulatorio from Monti.”

For Sforza Fogliani “condo’mini and homeowners in general must be compensated for the` furto’ that a State omnivorous made him causing a fall in property values ​​of 2 trillion to recover 24 billion in taxes, that is three times what they paid in 11. Who was behind a building that reassured him, if it is depreciated by up to a fifth. ”

Printing with you wherever and whenever you want.

 

ANSA

 27/09/2014

 

AFP

 27/09/2014

 

ANSA

 27/09/2014

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