Official data: growth of 28.6% in the first eight months of the year. But an investigation of Republic showed that the doors are closed for a couple in their thirties with two salaries, one of which is “precarious”
MILAN – The official data depict a reality, the stark evidence of the facts another. Following the investigation of Republic on the delivery of loans for the purchase of a house, during which it was found that for a young couple with a salary “precarious” and one is for an indefinite period virtually impossible to get the support of lenders, the ABI, the Italian Banking Association, said that in the first eight months of the year the loans granted to Italian families have grown.
In particular, on a sample of 84 banks (80% of the Italian market) were granted between January and August 2014 more than € 15.6 billion of loans, an increase of 28.6% over the same period of 2013 The problem is then that, for those who need it most (a family is built thirty), the prospects are still missing.
In any case, “the data for the first eight months of 2014 – highlights the ‘Abi – highlight the recovery of the market for loans to households for the purchase of housing. ” Between January and August 2014, the amount of disbursements of new loans amounted to 15.543 billion compared to EUR 12.089 billion in the same period of 2013, “The increase on an annual basis is, therefore, 28.6%.”
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The amount of new loans in 2014 is also higher than the figure for the first eight months of 2012, when they amounted to about 13.924 billion euro. Are on the rise – says Abi – especially the adjustable rate mortgages that are, in the first eight months of 2014, 79.7% of the total new loans; this value was 77.2% in the same period of 2013 and 69.1% in the first eight months of 2012.
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