A turnover of almost 82 billion euro . In so much, in Italy , the capital tied to ‘ wear . A similar value, just to give you an idea, to the total of ‘ Export of engineering enterprises. Denounces the ‘ Eurispes in your Annual Report , in which the data for the 2015 are taken into consideration. The total figure is the sum of the money lent to wear to households and businesses (37.25 billion) and one returned with a lot of interests (44.7 billion). Interest calculated average around the 120 per cent per annum , though many are known cases of much higher rates. It is a figure – the 82 billion – which in any case must be considered rounded downward: usury, in fact, is notoriously characterized by a significant share of undeclared . Many of the illegal loans, that is, remain unknown to law enforcement.
As for the families, according Eurispes, on average over the past two years about 12 percent of households (out of a total of 24.6 million) turned to private individuals (not relatives or friends) to get a loan. It is almost always the people who were denied access to credit in the banking institutions.
Then there are, as mentioned, firms. Of the approximately 750 thousand farms active in Italy in 2015, Eurispes suggests that 10 percent had the need to ask for money to loan sharks, looking for loans that are around, on average, around 30 thousand euro. For companies in the trade and services (3.3 million active), it is estimated however, approaching bottom, that one out of 10 will be paid to loan sharks, for a total turnover of 5000000000.
the presentation of the report was also an opportunity to reveal the fact of mass InPut (the permeation rate of wear of the territories). It is a complex calculation method which allows to assume, through the intersection of 23 different socio-economic variables, the most exposed territories at wear risk. Based on this calculation, it is Parma the province that is more plagued by the phenomenon, followed by Crotone , Syracuse , Foggia , Trapani , Vibo Valentia and Palermo .
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